Stop. Just stop right here. Don’t presume to know what someone else is thinking.
I do not know of any woman ever, especially when young and first starting a dating life that thinks this until it becomes a pattern of behavior.
I know of and don’t blame them for being angry with men who ask them out and then AT THE DATE hit them up for the bill without any discussion prior to how the check will be handled or asking what kind of price they are comfortable handling.
If men want respect they need to show it first. Step up. It’s not the woman’s job to handle all the delicate communication on the matter when YOU asked HER out.
If she asks you out, then everything flips. She should pick up the check or initiate negotiations over the date.