So then competence is, in fact, a reflection of character. Just like I said.

Character is either positive or negative too.

Being lecherous, for example, is part of some people's character. You might hear it said that that person has low or base character. But in the end character is just how you describe people's mental and moral qualities that are distinct to them.

If you're a coward, that's part of your character.

If you're a miser, that's part of your character.

Everyone has character. And it's on a spectrum.

Work on that reading comprehension then.