I never said men have no intrinsic value as human beings. Or inherent value.
That's another preoccupation amongst men that quite frankly is one of the stupidest things I've ever heard.
I also never said that financial dependence was the only thing preventing women from advancing. The things you mentioned were certainly factors as well.
But you're wrong about financial access not being a huge factor. Sorry, you just are. Ask any of the unbanked today how easy it is for them to get a PhD, or a house, or out of poverty without equitable access to credit and the ability to make large purchases like houses on their own merit. They're stuck.